Now Serving MA & FL Homebuyers

Stop Wondering If You Can Afford It. Let's Find Out Together.

Buying a home shouldn't feel overwhelming. As your dedicated loan officer, I'll cut through the confusion, find the loan that fits your life, and guide you from your first question all the way to closing day.

No-pressure consultation
9+ loan programs
Fast pre-approval
Raafay Hussain
Raafay Hussain
Mortgage Loan Officer
Drew Mortgage Associates · NMLS# 2623740
★★★★★
"Raafay made the entire process so easy. As a first-time buyer I was nervous, but he walked me through every single step. Couldn't have asked for a better experience."
— Sarah M., First-Time Buyer · Worcester, MA
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Our Focus
Client-First Service
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Loan Options
9+ Programs Available
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Licensed In
Massachusetts & Florida
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Response Time
Within 24 Hours
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Regulated By
NMLS · Equal Housing Lender

Loan Programs for Every Buyer

From first-time buyers to seasoned investors, I offer a wide range of loan products tailored to your unique financial situation.

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Conventional Loans

Flexible financing for qualified buyers with competitive rates and a variety of down payment options for primary, second, and investment properties.

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FHA Loans

Government-backed loans ideal for first-time homebuyers with lower credit score requirements and low minimum down payment requirements.

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VA Loans

Exclusive benefits for eligible veterans, active-duty service members, and surviving spouses — including no down payment options.

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USDA Loans

Zero down payment financing for eligible rural and suburban homebuyers backed by the U.S. Department of Agriculture.

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Refinancing

Lower your rate, reduce your term, or access home equity with a refinance strategy tailored to your financial goals.

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Jumbo Loans

Financing solutions for higher-priced properties that exceed conventional conforming loan limits, with personalized guidance.

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DSCR Loans

Debt Service Coverage Ratio loans for real estate investors — qualify based on property rental income rather than personal income, making it easier to grow your portfolio.

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Reverse Mortgage

Allow eligible homeowners aged 62+ to convert home equity into tax-free funds with no required monthly mortgage payments — while continuing to live in your home.

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Bank Statement Loans

Ideal for self-employed borrowers — qualify using 12–24 months of bank statements instead of traditional tax returns, making homeownership accessible for entrepreneurs.

Your Dream Home Is Closer Than You Think

Whether you're buying your first home or your fifth, I'll find the right loan to make it happen — with clear guidance every step of the way.

Start Your Application

A Loan Officer Who Puts You First

Raafay Hussain - Mortgage Loan Officer
Raafay Hussain
Mortgage Loan Officer · NMLS# 2623740

As a licensed Mortgage Loan Officer at Drew Mortgage Associates Inc. in Shrewsbury, MA, I am committed to making the mortgage process as smooth, transparent, and stress-free as possible.

Whether you're purchasing your first home, upgrading to your dream property, or looking to refinance, I work closely with each client to find the right loan solution — not a one-size-fits-all approach.

I believe that every client deserves clear answers, honest advice, and a dedicated advocate in their corner from application to closing.

Personalized guidance from application through closing
Access to a wide range of loan products and programs
Clear communication — no jargon, no surprises
Licensed to serve clients in Massachusetts and Florida
Licensing & Credentials
Loan OfficerRaafay Hussain
Personal NMLS#2623740
CompanyDrew Mortgage Associates Inc.
Company NMLS#2856
MA LicenseActive
FL LicenseActive
Address196 Boston Turnpike Rd, Shrewsbury, MA 01545

Real People. Real Results.

Here's what clients say about working with me from first call to closing day.

★★★★★

Raafay made the entire process so easy. As a first-time buyer I had no idea where to start, but he walked me through every single step with patience and clarity. We closed in under 30 days!

SM
Sarah M.
First-Time Buyer · Worcester, MA
★★★★★

I'm self-employed and thought getting a mortgage would be impossible. Raafay found me a bank statement loan and made it happen. I now own the home I always wanted. He's the best in the business.

MT
Michael T.
Business Owner · Boston, MA
★★★★★

We refinanced with Raafay and saved over $400 a month. He was always available, answered every question, and explained everything in plain English. I'll never use anyone else.

JK
Jennifer K.
Homeowner · Tampa, FL

Simple Steps to Your New Home

I guide you through every step of the mortgage process so you always know exactly what's coming next.

1
Free Consultation

We discuss your goals, finances, and timeline to identify the best loan options for your situation.

2
Pre-Approval

Receive a pre-approval letter so you can shop for your home with confidence and a clear budget.

3
Processing & Underwriting

I handle the paperwork and coordinate directly with underwriting to keep everything on track.

4
Close & Move In

Sign your final documents, receive your keys, and celebrate becoming a homeowner.

Let's Talk About Your Mortgage

Ready to take the next step? Reach out today for a free, no-obligation consultation.

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Office
Drew Mortgage Associates Inc.
196 Boston Turnpike Road
Shrewsbury, MA 01545
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Licensed In
Massachusetts & Florida
Get Your Free Pre-Approval
Fill out the form below and I'll be in touch within 24 hours.

By submitting this form, you consent to be contacted by Raafay Hussain (NMLS# 2623740) at Drew Mortgage Associates Inc. (NMLS# 2856) regarding your mortgage inquiry. Submission of this form does not constitute a loan application or commitment to lend. All loans subject to credit approval. Not all applicants will qualify.